Redditor considering reducing portfolio to VOO and SCHD with 45/45 split and 10% SCHG

From Yahoo Finance: 2025-04-06 10:30:00

A Redditor is considering simplifying their portfolio to just two holdings, VOO and SCHD, with a 45/45 split and 10% going into SCHG. Commenters on Reddit praised the ETF-focused approach, emphasizing the benefits of diversification and avoiding risks associated with single stock investments. While some suggested a more complex portfolio, others agreed that a simple approach with ETFs can be effective in reaching long-term financial goals. Assessing individual financial goals and risk tolerances can help determine the right combination of ETFs, with some favoring growth funds as a key component. Ultimately, having a diverse yet streamlined portfolio may be all that’s needed for success in investing.



Read more at Yahoo Finance: ‘I’m Seriously Considering Streamlining My Entire Portfolio’