From Time Magazine:

Top Picks for the Best RV Insurance Companies

Insuring your RV is essential, whether you plan to live in your RV full-time or use it for occasional trips. We vetted 16 companies to find the best RV insurance providers. Good Sam was chosen as the best RV insurance broker, National General the best for full replacement cost coverage and Auto-Owners Insurance the best for customer service.

Good Sam Insurance Agency Overview

Good Sam Insurance Agency provides comprehensive RV insurance coverage through well-known providers like Progressive, Foremost, Safeco, and National General. It offers standard insurance options, cross-border coverage, storage discounts, and can help customize full-time RV insurance policies.

RVInsurance.com Policy Highlights

RVInsurance.com works with top providers like Foremost, National General, and Safeco to offer policy add-ons, quotes, and specialists to help find the right insurance for any type of RV. Multiple policies are available, allowing for bundling and discounts that cater to individual needs.

Nationwide Insurance Benefits

Nationwide Insurance offers an extensive list of over 10 different discounts, including multi-policy, safety courses, RV association, and full-time RV insurance. It also offers coverage for specialized equipment, pausing coverage when the RV is in storage, and discount opportunities for safe and responsible driving.

National General Full Replacement Cost Coverage

National General is unique in offering full replacement cost coverage up to the first five model years of an RV. This means that if your RV is totaled or stolen, it can be replaced with a new one. It also allows for pausing coverage when the RV is in storage, saving money on monthly premiums.

Progressive Disappearing Deductibles and Accident Forgiveness

Progressive stands out for its disappearing deductibles and accident forgiveness. As a policyholder, the longer you go without filing a claim, the lower your insurance deductibles get. Accident forgiveness is also included at no additional cost, keeping your premium rates from increasing for minor claims.

Read more: 6 Best RV Insurance Companies of 2024