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Our researchers have determined the best pet insurance in Hawaii. Healthy Paws offers no claim payout limits and coverage for diagnostic tests, while Figo has a one-day waiting period for accidents and covers international veterinary care. Pets Best covers licensed veterinarians, but has slow claims processing. Embrace offers coverage for exam fees and has a 24/7 pet helpline. Spot provides coverage for vet exam fees, but has higher-than-average monthly premiums.

The cost of pet insurance in Hawaii depends on factors such as policy-related coverage options, deductibles, and pet age, health issues, and breed. Dog insurance monthly premiums range from $30.38 to $179.01, while cat insurance could cost $8.18 to $48.30. Emergency vet bills for dogs and cats could range from $200 to $7,500 depending on the procedure. Hawaii has specific pet laws, including leash laws and requirements for cat sterilization.

Pet parents in Hawaii can file complaints with the Insurance Division of the Hawaii Department of Commerce and Consumer Affairs if they believe their pet insurance providers have engaged in deceptive practices. Our team of writers and editors have thoroughly vetted 19 insurers to find the best pet insurance in Hawaii, evaluating factors such as enrollment requirements, annual limits, deductibles, and optional coverage.



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