From Fortune Magazine:

The Citi® / AAdvantage® Executive World Elite Mastercard® offers Admirals Club membership and AAdvantage miles, but lacks category bonuses and has a high annual fee. The card is best for American Airlines loyalists, and those who frequently travel with the airline. However, it may not be suitable for those who don’t fly often or outside the American Airlines network. Earn 70,000 American Airlines AAdvantage® bonus miles after spending $7,000 within the first 3 months. The card also offers 10X AAdvantage miles on eligible hotels and 4X AAdvantage® miles on eligible American Airlines purchases. The Admirals Club membership helps offset the steep $595 annual fee, but might not be worth it for infrequent travelers.

The Citi® / AAdvantage® Executive World Elite Mastercard® is a great fit for travelers loyal to American Airlines who want premium travel perks and airport lounge access. Admirals Club membership, travel benefits, and a generous sign-up bonus make this card a good fit for travelers who frequently fly with American Airlines and its partners.

The card is not suited for individuals who don’t travel with American Airlines or within its partner network. Those who have AAdvantage elite status, travel infrequently, have a lot of everyday spending, or prioritize flexibility in travel rewards might find better alternatives. The card provides limited rewards on everyday spending and limited redemption options compared to other credit cards. Earn 70,000 American Airlines AAdvantage® bonus miles after spending $7,000 within the first 3 months. Earn 10X AAdvantage miles on certain eligible purchases.

Cardholders can earn AAdvantage miles by spending on various offers, including 10X AAdvantage miles on eligible hotels and rental cars, 4X AAdvantage miles on eligible American Airlines purchases, and 1X miles on all other spending. Cardholders also earn Loyalty Points, with 10,000 bonus Loyalty Points after earning 50,000 and 90,000 Loyalty Points. There might be limited-time promotions or offers for earning bonus miles on specific purchases. The card’s earning structure isn’t the most lucrative, and the offers might vary, so it’s important to check for current terms, promotions, and benefits at the time of application.

Cardholders can redeem their Citi AAdvantage Executive Card rewards for flights, hotels, rental cars, vacation packages, gift cards, merchandise, magazine subscriptions, charitable donations, and more. The best way to redeem AAdvantage miles is for flights on American Airlines or its partners, with flights starting at just 7,500 miles each way. The award chart is a guideline rather than a firm set of prices, as flights on the same route can vary widely in pricing. Redeeming miles for anything other than travel may not provide the best value, so it’s recommended to avoid it whenever possible.



Read more: Citi® / AAdvantage® Executive World Elite Mastercard® review: Luxury travel perks for American Airlines loyalists