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Fortune has teamed up with Curinos to analyze a dataset with over 20,000 data points from banks and credit unions in Ohio to identify the best certificates of deposit (CDs) in the state based on the highest annual percentage yields (APYs). CDs and share certificates are similar to deposit accounts, and balances up to $250,000 are covered by FDIC or NCUA insurance.

In the data, they also identified the leading 6-month, 1-year, and 5-year CDs in Ohio, in addition to the best CDs across the country. There may be specific criteria that need to be met to qualify for these rates, and not doing so may result in an early withdrawal penalty.

The article also provides information about what CDs are, what APY means, the different types of CDs available, and how to choose the right CD based on factors such as term length, APY, minimum deposit requirements, early withdrawal penalties, and deposit insurance. The article gives an overview of the best CD rates in Ohio and across the country based on the data obtained.



Read more: The best CD rates for Ohio in December 2023