Summary: Comprehensive car insurance covers damage not related to collisions, like theft or vandalism

Comprehensive car insurance is crucial for covering damage not related to collisions, like theft or vandalism. 80% of insured drivers opt for this coverage, which can reduce out-of-pocket costs for unexpected events. It doesn’t cover everything, but can help with weather-related damage, theft, vandalism, and animal strikes. The average cost nationally is $196 per year, less than collision insurance. Lowering costs can involve choosing a higher deductible, looking for discounts, or making your car safer. Comprehensive coverage is part of a full coverage policy, and it’s worth considering if you’d struggle to replace your car.

Read more at Yahoo Finance: How comprehensive car insurance works and what it covers