From Nasdaq:



Social Security is an important part of retirement for most Americans. Spousal benefits are available for eligible spouses of covered workers, providing up to $1,889 per month without the spouse ever having worked or paid wage taxes. To be eligible, a worker must have accumulated at least 40 Social Security credits, while spousal benefits can be claimed if married for at least one year, or immediately if there’s a child. The amount of spousal benefits is generally equal to half of the primary insurance amount (PIA) of the working spouse. Early claiming of benefits might result in reductions, and the maximum spousal benefit is $1,889 per month. The Social Security Administration will pay the greater of a person’s own retirement benefit or the spousal benefit. Spousal benefits aren’t generally available until the worker has claimed retirement benefits. It’s important for individuals to understand their Social Security benefits in order to maximize what they are entitled to receive.



Original: You Could Get Up to $1,889 a Month From Social Security Without Lifting a Finger. Here’s How.