Getting into an accident can leave you without a car for days or weeks. Rental reimbursement coverage pays for a rental car while your car is being repaired due to a covered claim. This optional coverage typically reimburses rental expenses up to $30 per day for 30 days or until your car is back on the road.

Rental reimbursement coverage is optional and can be added to your auto insurance policy. It pays for a rental car if your vehicle is damaged in a covered claim, but you must have collision and comprehensive coverage on your policy to include rental reimbursement coverage. The coverage comes with specific limits on daily expenses and time frames.

Rental reimbursement coverage helps pay for rental car expenses after a covered loss requiring repairs. Your insurer may directly pay the rental company or you may have to pay upfront and get reimbursed through the claims process. Keep in mind that rental reimbursement won’t cover routine maintenance or repairs not related to a claim.

Rental reimbursement coverage ranges from $35 to $60 per year, which is a small cost compared to the average rental car daily rate of $50 to $80. The coverage typically lasts for 30 to 45 days with daily limits between $40 and $70, depending on your insurer. Consider adding this coverage for peace of mind.

Rental reimbursement coverage is not the same as rental car insurance. Rental reimbursement pays for a rental while your car is being repaired, while rental car insurance covers damages to a rental car. Adding rental reimbursement to your policy can provide much-needed transportation after an accident or covered incident.

Rental reimbursement can be a valuable add-on to your auto policy for a low cost. The coverage can help cover transportation costs during repairs and negotiations after an accident. Most insurers offer options to increase daily limits based on your needs. Rental reimbursement can make a stressful situation easier to manage.

Read more at Yahoo Finance: What is rental car reimbursement and what does it cover?