From Time Magazine:

Money’s 2024 life insurance company picks include State Farm for customer satisfaction and financial stability, Ethos for same-day coverage, Bestow for no-exam policies, and Policygenius for marketplace access. The evaluation criteria include customer satisfaction ratings, financial stability, research involving over 30 insurers, and 1,000+ hours of research. Rates are available for a $500,000 20-year term-life policy and vary depending on age, health, and sex. State Farm’s A++ AM Best rating and top J.D. Power rank make it a standout choice. For same-day coverage and no-exam options, Ethos and Bestow are recommended. Policygenius offers a broad selection, with term life policies from 10 to 40 years in 5-year increments, plus whole, universal, and no-exam options. Their licensed insurance agents can provide personalized assistance over the phone. Ethos stands out for its proprietary technology that simplifies the application and underwriting processes. Applicants between the ages of 20 and 65 are eligible for 10-, 15-, 20- and 30-year term life policies with coverage amounts ranging from $20,000 to $2 million. Ethos guarantees issue whole life policies for applicants between 65 and 85, with coverage amounts from $10,000 to $25,000. Policygenius promises no third-party information sales and offers one-stop access to policies from a variety of partners, putting it ahead of other comparison sites. Interpret customer satisfaction ratings, financial stability, and research involving more than 30 insurers. Ads by Money. We may be compensated if you click this ad.



Read more: 9 Best Life Insurance Companies of 2024