From Fortune:

If you’re facing significant upcoming expenses or unexpected costs, a 0% APR credit card might be the solution to avoiding costly credit card debt. With long introductory periods, cards like the Wells Fargo Reflect Card and U.S. Bank Visa Platinum Card offer up to 21 months of no interest on purchases and balance transfers. Finding the right card can be overwhelming, but our top picks can help you narrow down your options.

The Wells Fargo Reflect Card and U.S. Bank Visa Platinum Card both offer an incredibly long 0% APR promotion for both purchases and balance transfers, with no interest for up to 21 months. Both also offer valuable benefits such as cell phone insurance and roadside dispatch. While they don’t offer rewards, they can save you hundreds of dollars in interest. The BankAmericard credit card is a great choice if you anticipate carrying a balance after the initial 0% APR period, as it offers a low ongoing interest rate ranging from 16.24% to 26.24% after the introductory period ends.

The Chase Freedom Flex is an excellent choice for combining a 0% introductory APR promotion with a great rewards program. With a 0% intro purchase APR for 15 months and a $200 cash bonus after spending $500 on purchases within your first three months, it’s a valuable option for maximizing cash back on a variety of spending categories. The Chase Freedom Unlimited offers a generous introductory 0% APR on both purchases and balance transfers for the first 15 months. After that, an APR of 20.49%–29.24% Variable applies, making it a great option for simple flat-rate cash back.



Read more: Best 0% APR credit cards of November 2023