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In 2024, personal loans are a flexible financing option ideal for consolidating debt, making big purchases, or funding home improvements. Money.com has identified the best personal loans based on various attributes such as lowest starting APR, size of available personal loans, unemployment protection and financial planning assistance. The top picks include LightStream, Credible, LendingTree, SoFi, Upstart and PenFed. Each company offers different benefits and eligibility requirements, making them suitable for various financial situations. Notably, LightStream offers loans for almost any purpose, Credible has a vast network of reputable lenders, and LendingTree provides access to over 300 lenders. SoFi, on the other hand, is an excellent online lender due to its user-friendly interface and availability of additional services such as unemployment protection and one-on-one financial planning. Lastly, Upstart allows individuals with credit scores as low as 300 to access personal loans through its AI-powered loan application.



Read more: Best Personal Loans of 2024