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In Missouri, extensive research identified Embrace, Spot, Figo, Pets Best, and Pumpkin as the best pet insurance companies. Each offers various coverage options for different needs and budgets. Premiums range from $35.71 to $116.25 per month, with dog insurance averaging $250 more annually than cat insurance due to higher care frequency and costs.

Costs of pet insurance averaged $250 annually more for dogs than cats. Factors affecting pet insurance costs include the animal’s type, age, breed, size, and location. Variations in accident risk between urban and rural areas impact premiums. Dog insurance in Missouri ranges from $35.71 – $116.25 per month, whereas cat insurance averages $9.59 – $29.17 per month. Additionally, pet owners in Missouri spent an estimated $34.3 billion on vet care and products in 2021.



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