From Time:

Money has compiled a list of the best pet insurance companies in New Mexico, including Pets Best, Figo, Embrace, Healthy Paws, and Spot. Each company has unique coverage options, annual deductibles, and waiting periods. New Mexico pet owners should consider the costs of pet insurance, which can range from $6.63 to $168.54 for cats and $24.76 to $235.34 for dogs. The New Mexico Department of Game and Fish warns about large predators and recommends preventative measures. The Department of Game and Fish advises pet owners to bring in their pets at night, confine them in roofed kennels, avoid feeding them outside, and consider accident and illness pet insurance. The hot temperatures in New Mexico also increase the risk of heartworm infections, fleas, ticks, and tick-borne diseases. Pairing a pet insurance policy with a preventative care package or wellness plan can help offset costs for prevention of these diseases and parasites. The average vet bill for cats in New Mexico is $162, while the average vet bill for dogs is $195. These costs can increase significantly without pet insurance, especially for emergency care, which can range from $200 to $7,500. In New Mexico, dogs and cats must be immunized against rabies, and there are leash laws in cities such as Albuquerque, Rio Rancho, and Santa Fe. Moreover, a law has been enacted to fund a statewide spay and neuter program using fees imposed on pet food manufacturers. The Office of Superintendent of Insurance in New Mexico oversees consumer protection for pet insurance. They enforce insurance law and protect consumer rights. If consumers believe their pet insurance provider is engaging in deceptive practices, they can file a complaint directly with the OSI. Money compiled this list of the best pet insurance companies in New Mexico by diving into each provider’s policies and obtaining pet insurance quotes from each one. They considered exclusions, annual deductibles, reimbursement rates, policies available, coverage for curable pre-existing conditions, pet age requirements for enrollment, and unlimited coverage. This was all done with the goal of providing peace of mind to pet owners.



Read more: Best Pet Insurance in New Mexico