From Time:

In the past 5 years, a dedicated team has researched numerous pet insurance companies, analyzing over 50 data points to find the best options in South Dakota. From these extensive findings, Embrace, Spot, and Pumpkin have emerged as top choices. Each company offers various benefits and coverage options.

Among the top pet insurance companies in South Dakota, Embrace offers accident-only plans, covers vet exam fees, and pre-existing conditions. They also cover behavioral modification with no extra cost. Spot, on the other hand, covers pet microchips, has no upper age limit, and their 24/7 telehealth helpline is available. Figo is known for having a 1-day waiting period for accidents, up to 100% reimbursement, and no upper age enrollment limit.

Pets Best insurance has coverage for prosthetic devices, available for pets as young as seven weeks. They also provide direct payments to vets upon request but have delayed processing of claims. Lastly, Pumpkin offers preventive care bundles for young pets, no age restrictions, and a short 14-day waiting period for coverage.

Cost variations are significant across different types of pets, breeds, and locations. For dogs, pet insurance in South Dakota can range from $38.08 to $126.25 per month, while for cats it’s from $9.20 to $26.93. These averages were gathered from vetted companies and indicate the wide range of prices and coverage options available for pet owners in the state.



Read more: Best Pet Insurance in South Dakota