From Fortune Magazine:

Get a sneak peek at the latest travel credit card, the Capital One Venture X Rewards Credit Card. This card offers premium travel benefits at a reduced cost, including up to 10x points, complimentary lounge access, and $300 in annual travel credit. It’s a great option for travelers who want luxury perks without the hefty annual fee.

Are you a frequent traveler? The Capital One Venture X Card is the most affordable luxury travel card on the market. With an annual fee up to $300 less than competitors, the card offers unlimited 2x miles on every purchase, and numerous redemption options. You’ll also enjoy complimentary airport lounge access, an annual $300 travel credit, and 10,000 bonus miles each year you renew the card.

The Capital One Venture X is the perfect card for travelers who want luxury perks without the premium annual fee. With benefits like up to 10x points on travel, anniversary miles, and complimentary lounge access, it’s a great option. Plus, you can add authorized users for free – unlike other cards that charge up to $195 per year per user.

However, the Capital One Venture X isn’t right for everyone. The card offers limited bonus categories, making it harder to maximize rewards. It also relies on Capital One Travel for higher rewards, which may not always offer the best booking options. Plus, it may be challenging for beginner travelers due to lesser-known hotel and airline partners.

Earning rewards with the Capital One Venture X is easy. You can earn up to 75,000 bonus miles as a welcome bonus, 2x miles on everyday purchases, and up to 10x miles on travel booked through Capital One Travel. Plus, renewing your card each year earns you 10,000 anniversary bonus miles, offsetting the annual fee of $395.

You have several options for redeeming your Capital One Venture X miles. From booking travel through Capital One Travel to using statement credits for travel purchases, you have flexibility. Plus, you can transfer your miles to 15+ airline and hotel partners, offering even more value. There are also options for cash back, gift cards, and more, though they may offer less value.

The Capital One Venture X Card comes with a number of additional benefits, including an annual $300 travel credit, unlimited airport lounge access, and reimbursement for Global Entry or TSA PreCheck application fees. These benefits can help offset the $395 annual fee.



Read more: Capital One Venture X rewards card review: Premium travel benefits at a reduced price