From Fortune Magazine:

The Citi Custom Cash® Card automatically earns up to 5% cash back on your highest spending category each month. No need to manually activate or pre-select a category. Pros include bonus cash back and a 15-month 0% promo APR. Cons are monthly spending caps and foreign transaction fees. The card’s $0 annual fee and 5% cash back makes it appealing for customers. New customers can earn a $200 cash bonus and there’s automatic coverage for unauthorized charges.

The Citi Custom Cash Card is a cash back, 0% APR and balance transfer card. It has a $0 annual fee, rewards up to 5% cash back, and a welcome bonus of $200 when spending $1,500 in the first 6 months. Cash back earns only 1% thereafter. Foreign transaction fees are 3%.

The Citi Custom Cash Card offers 15 months of no interest on balance transfers and purchases. Pros and cons to consider for this card are discussed. The card is recommended for busy people who want to earn maximum rewards with minimal effort. Customers looking to maximize their rewards or make big purchases should look elsewhere. There are 3 ways to earn rewards: through the welcome bonus, the 5% on bonus categories, and 1% cash back on everyday purchases. Rewards can be easily redeemed for cash back, gift cards, travel, and used to shop with points online.

Card charges a 0% intro APR for the first 15 months and has automatic account alerts, contactless pay, and free access to your FICO score as additional benefits. This card is compared to similar credit cards with similar cash back benefits. Customers should weigh pros and cons and consider other options before choosing this card.



Read more: Citi Custom Cash Card Review: 5% cash back in your top spending category