Does Pet Insurance Cover Vaccines?
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Pet insurance does not typically cover vaccines. It is possible to add a wellness plan to your policy in order to receive vaccine reimbursement. The type of vaccine coverage can vary by company, so research is required to find the best vaccine coverage option for your pet.
The cost of pet vaccines is roughly $20-$60 per dose. Most pets will require multiple rounds of initial boosters in the first year, then boosters every 1-3 years as adults. With a pet wellness plan, some of the cost of vaccines can be reimbursed.
According to the North American Pet Health Insurance Association, pet insurance with a wellness plan costs an average of $94.52 per month for dogs and $51.14 per month for cats. Premiums can vary by company and coverage details, so it’s important to compare quotes from multiple pet insurance providers.
The best pet insurance companies with the top wellness plans typically offer vaccine coverage. Keep in mind that many states require pets to receive the rabies vaccine and discuss other necessary vaccinations with your veterinarian. Standard insurance usually doesn’t cover wellness visits or routine care, so a wellness plan may be a good option to consider.
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