How Often Should You Mess With Your 401(k)? More Than Before

From “Wall Street Journal”:

Behavioral economists caution against compulsively checking your 401(k) due to potential negative investment decisions. However, BlackRock’s 2024 outlook suggests that infrequent portfolio check-ins could result in missed opportunities. In a thought experiment, the asset-management giant found that if you could strategically shift your U.S. stock investments to the best-performing sector once or twice a year, it could lead to significantly higher gains. This suggests that a balanced approach to monitoring your investments could be key to maximizing returns.



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