I’m 52. Should I invest in a Roth IRA or index funds like the Dow and Nasdaq?

From Dow Jones & Company:

A retired teacher cashed in their small pension for other investment opportunities, such as a Roth IRA. They are seeking advice on where to invest the remaining funds. MarketWatch suggests considering index funds and target-date funds, both of which offer diversified investment options. The Vanguard Target Retirement Fund 2045 was cited as an example of a target-date fund, containing holdings in various stock and bond index funds. Other major investment companies, such as Fidelity and Blackrock, offer similar funds. Another option for investment is a traditional IRA, which can be converted into a Roth account as tax liabilities decrease. MarketWatch advises readers to email [email protected] for personalized retirement savings advice.



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