AmeriSave Mortgage, specializing in FHA loans, boasts 20+ years of experience, $130 billion in loan volume, and loans to 730,000+ borrowers. They offer FHA loan refinance options and originate loans in 49 states (excluding NY). Rates and chat require contact info. They offer various loan types but not jumbo or interest-only loans.

AmeriSave focuses on FHA loans, requiring a minimum credit score of 500 with a 10% down payment. They offer home equity options like HELOCs and home equity loans. AmeriSave’s rates score 4 out of 5 stars for lower-than-median rates but high total loan costs.

Despite a 600 minimum credit score, AmeriSave is a solid choice for FHA loans with a 3.5% down payment. New American Funding offers $6,000 in assistance. Guild Mortgage provides a 1%-down loan program worth exploring. Shopping around for lenders can reveal hidden offers.

AmeriSave, with an A+ BBB rating, is a reliable mortgage company. They follow underwriting standards set by government agencies like FHA and VA. Closing a mortgage can take 30-60 days. Yahoo Finance reviews lenders based on interest rates, affordability, loan costs, rate transparency, and online features.

Read more at Yahoo Finance: AmeriSave Mortgage review 2026