From Nasdaq: 2025-01-18 18:41:00

Two major fintech stocks, PayPal (NASDAQ: PYPL) and Visa (NYSE: V), are in focus for investors in 2025 due to their favorable qualities. PayPal boasts 432 million active users, while Visa has 4.5 billion active cards in use globally. Both companies benefit from the rise of cashless transactions, with PayPal’s operating margin averaging 16.4% and Visa’s at a remarkable 66.1% over the past five years. While PayPal is cheaper, Visa is the superior business with steadier financial performance. Investors may find PayPal a riskier but potentially rewarding investment, while Visa offers a safer choice with higher quality.

For investors looking to make a choice between PayPal and Visa in 2025, PayPal may be the better stock due to its more attractive valuation, despite facing competition and uncertainties. Visa, on the other hand, is a safer and higher-quality company but trades at a higher valuation. PayPal’s competitive landscape includes digital wallets and finance apps, while Visa’s network is deeply ingrained in global commerce. Both companies have their strengths and weaknesses, making them interesting options for investors with different risk appetites.



Read more at Nasdaq: Better Fintech Stock to Buy in 2025: PayPal or Visa?