From Nasdaq

February 15, 2025 4:29:00 am:

In 2020, the SEC sued Ripple for allegedly breaking securities laws by selling XRP to investors. The case was partially resolved in August 2024, but ongoing. Ripple isn’t the SEC’s only target, with lawsuits against Binance and Coinbase. Trump’s presidency could bring changes as he supports the crypto industry.

Ripple’s payments network allows instant international transfers. XRP tokens standardize payments, saving on currency exchange fees. The SEC argues XRP should be classified as a security like a stock or bond. Unlike Bitcoin, XRP’s supply is controlled by Ripple, leading to regulatory scrutiny.

Trump’s support for the crypto industry could impact the SEC’s case against Ripple. A new regulatory regime under Trump-appointed SEC chairman Paul Atkins may offer opportunities for Ripple and XRP. However, XRP’s value remains uncertain due to speculation and market demand.

Investing in Ripple and XRP may benefit from a friendlier regulatory environment, potentially leading to more operational freedom. However, XRP’s value depends on speculators, making future gains unpredictable. While regulatory changes are positive, they may not guarantee investor returns in the long run.

Read more at Nasdaq: The SEC’s Latest Crypto Move Could Be Incredible News for XRP (Ripple) Investors