From Yahoo Finance: 2025-04-28 12:52:00

Congratulations to those who diversified their retirement accounts in the first 100 days of the Trump administration. Gold is up 25%, silver up 13%, Swiss franc up 11%, and Japanese yen up 9%. Mexican peso also rose nearly 7%. In contrast, S&P 500 lost 6% and Russell 2000 lost 12%.

Investors with a heavy U.S. stock portfolio have seen losses, unlike those diversified into international assets. Home-country bias leaves most U.S. investors exposed to domestic market volatility. Holding investments solely in U.S. stocks can lead to significant losses. Diversification is key to mitigating risk and maximizing returns.

Bonds have remained stable, with U.S. Treasury bonds and inflation-protected Treasury bonds up 3% since inauguration. High-yield bonds have seen little change. Market volatility can benefit long-term investors making regular contributions. Diversifying into international stocks and bonds can provide stability and reduce risk.

Presidential terms often see market volatility, with the first 100 days witnessing significant fluctuations. History shows that market performance during this period is not indicative of long-term trends. Diversification into international assets and bonds can help navigate market uncertainties. Volatility is a constant factor in investing.



Read more at Yahoo Finance: Americans are betting too much of their retirement on the U.S. stock market. They should be doing this instead.