From Yahoo Finance: 2025-04-05 18:04:00

In 2024, major US banks saw a 20% increase in net profits, marking one of the most successful years in two decades. Regional banks are rebounding, but still lag behind the broader market, presenting an investment opportunity with historically low valuations.

Two-thirds of US regional banks reported higher earnings in Q4 2024, with 35 out of 51 banks seeing year-over-year growth in earnings per share. Despite net interest margin pressures, banks benefited from easing conditions and increased fee income.

The banking sector anticipates a slight earnings increase in 2025, driven by higher net interest margins and loan growth. Banks remain a top sector for dividend payments, with approximately $380 billion distributed globally in dividends according to an S&P Global report.

U.S. Bancorp (USB) stands out as a Minnesota-based bank holding company that emphasizes operational efficiency and prudent balance sheet management. The company slightly exceeded Wall Street expectations in Q4 2024, reflecting solid net income growth and advancing fintech capabilities.

U.S. Bancorp (USB) announced a quarterly dividend of $0.50 per share, maintaining its status as one of the best dividend stocks with 14 consecutive years of dividend growth. The stock offers a dividend yield of 5.16%, attracting investors seeking promising dividend stocks in the regional banking sector.

Read more: Among the Best Regional Bank Dividend Stocks to Buy