From Yahoo Finance: 2025-04-14 06:00:00

Money market accounts (MMAs) offer high interest rates, liquidity, and flexibility. Rates have been falling but some still pay over 4% APY. Factors like minimum balance requirements and fees can impact the total value of the account. Ensure your MMA is insured by the FDIC or NCUA for up to $250,000 per depositor. The national average MMA interest rate is 0.64%, but the best rates can reach 4% to 4.5% APY, similar to high-yield savings accounts.

Read more: April 14, 2025 (earn up to 4.41% APY)