From Yahoo Finance: 2025-04-25 06:00:00

CD rates are higher than traditional accounts but vary widely. Rates are declining due to the Fed cutting its benchmark rate. Top rates reach 4% APY for shorter terms. Marcus by Goldman Sachs offers the highest rate at 4.40% APY on a 14-month CD with a $500 minimum deposit. Compare with national averages for best rates. Online banks and credit unions offer competitive rates. CDs are safe but may have drawbacks, like early withdrawal penalties. Consider your savings goals before investing.



Read more at Yahoo Finance: Best CD rates today, April 25, 2025 (up to 4.40% APY return)