Existing credit card holders may be able to request a 0% APR offer from their issuer.

From Yahoo Finance: 2025-04-07 14:29:00

Opening a 0% APR credit card isn’t the only way to access introductory APR offers. Some existing cardholders may receive 0% intro APR offers from their credit card issuer. It’s worth checking your account online or contacting customer service to inquire about available offers. Responsible card use and good credit can increase eligibility for these promotions.

0% APR credit cards offer zero introductory APR on purchases or balance transfers for a limited time, usually 12 to 18 months. This can be beneficial for avoiding interest charges on large purchases or high-interest debt. Balance transfer credit cards also provide 0% APR on balance transfers, with a fee typically applied. These offers help pay down debt without accruing interest.

Current cardholders can request a 0% APR offer from their credit card issuer. While not all issuers provide these deals to existing customers, it doesn’t hurt to ask. Discover cards, like Discover it® Cash Back and Discover it® Miles, offer balance transfer options with 0% introductory APR periods. Check your eligibility and inquire about offers to take advantage of these deals.



Read more at Yahoo Finance: Is it possible to request a 0% APR on an existing credit card?