From Yahoo Finance: 2025-04-19 07:30:00

A woman seeks advice on what to do with her husband’s inheritance of $180,000. With $5,500 per month in disability income and a $1,800 monthly mortgage payment, they consider paying off the mortgage or investing the money. Suggestions include paying half the mortgage, putting some in high-yield accounts, and considering part-time work for extra income. Various investment options are discussed, including ETFs, gold, and short-duration bonds. Recommendations for creating a moderate-risk investment portfolio are also provided to ensure financial stability during uncertain economic times. Charles Schwab advises keeping cash on hand for emergencies and adjusting the portfolio allocation based on age. Ultimately, the $180,000 inheritance can help reduce costs and provide peace of mind.



Read more at Yahoo Finance: My husband will inherit $180K. I think we should invest the money. He wants to pay off his $168K mortgage. Who’s right?