From Yahoo Finance: 2025-04-16 19:27:00

Your credit score is crucial, impacting everything from loan rates to apartment applications. Credit inquiries occur when you apply for credit or get quotes, with hard inquiries affecting your score. Soft inquiries, like checking your credit or getting loan rate quotes, don’t impact your score. Employers, landlords, and insurers may also perform soft credit checks. Remember, checking your own credit won’t hurt your score.



Read more at Yahoo Finance: What type of credit check affects your credit score?