The median net worth at age 40 is $135,300, mainly from home value and retirement accounts.

From Yahoo Finance: 2025-04-21 08:30:00

The median net worth at age 40 is $135,300, according to the Federal Reserve’s Survey of Consumer Finances. Your net worth depends on income, opportunities, and financial plans. Wealthier households need more to achieve ambitious goals. Federal Reserve data captures all households, unlike private research which may have sample bias. Median net worth is considered most representative.

The Federal Reserve studies net worth for households aged 35-44, a good indicator for age 40. Net worth is assets minus liabilities, including financial and nonfinancial assets. Assets like homes and vehicles contribute to net worth. A financial advisor can help strategize net worth growth.

Age 40 median household net worth is $135,300, mainly from home value and retirement accounts. Use this data to assess your financial goals, not just to compare to others. It’s crucial to build wealth exceeding debt for financial goals. A financial advisor can help create a retirement plan.

Keep an emergency fund in a liquid account for unexpected expenses. The value of cash can erode due to inflation, but high-interest accounts offer compound interest. Financial advisors can use SmartAsset AMP for lead generation and marketing automation solutions. Compare savings accounts for better options.



Read more at Yahoo Finance: What’s the Average Net Worth at 40 and How Do You Stack Up?