American Express offers better rates on accounts compared to Capital One for consumers and businesses.

From Yahoo Finance: 2025-04-11 17:39:00

American Express and Capital One are top online banks today. American Express National Bank offers personal savings and checking accounts, loans, investments, and business accounts. Capital One, founded in 1994, offers a range of financial products for consumers and businesses. Amex has a higher checking account interest rate of 1% APY compared to Capital One’s 0.1% APY. Both banks offer high-yield savings accounts with Amex having a slightly higher rate of 3.7% APY. Amex and Capital One offer CDs with rates as high as 4%, but Amex has a longer early withdrawal penalty. Overall, Amex offers better rates on accounts.



Read more at Yahoo Finance: Which online banking giant is better?