Resources available to help manage unexpected medical bills, including negotiation, payment plans, and financial assistance.

From Yahoo Finance: 2025-05-18 14:02:00

Americans are burdened with $220 billion in medical debt, impacting finances. The No Surprises Act limits out-of-network costs, aiming for fair pricing. Uninsured or self-pay patients should request a good faith estimate to dispute overbilling. Payment plans and government programs like Medicare can alleviate medical bill stress.

Review unexpected medical bills for accuracy, request itemized bills and check insurance explanations. Negotiate discounts or payment plans, and explore financial assistance from nonprofit hospitals or organizations like the Patient Advocate Foundation. Understanding options can help ease the burden of unexpected medical expenses.

Read more: Get a Surprise Medical Bill You Can’t Pay? 6 Resources That Can Help