From Yahoo Finance: 2025-05-17 09:43:00

Income level should impact the decision of when in the year to retire. Retiring mid-year can impact taxes and Social Security. Adjust withholding and estimated tax payments accordingly to avoid surprises. Consider health insurance, pension payouts, and Social Security rules. Waiting for a bonus could be beneficial. Retirement timing is individualized.



Read more at Yahoo Finance: My accountant said I’ll have to pay back Social Security I already received if I retire mid-year. Is that true?