From Yahoo Finance: 2025-05-07 11:13:00

PayPal Holdings, Inc. (PYPL) is trading at $66.32 with a P/E ratio of 16.62. The company reported strong first-quarter earnings, with non-GAAP EPS up 23% year-over-year to $1.33. Transaction margin dollars increased 8% year-over-year, supported by a 20.7% operating margin.

PayPal’s Braintree segment saw a 2% year-over-year growth as the company exited low-margin contracts, focusing on value-added services. AI integration is a major strategic move, with the launch of an AI-driven remote server for processing payments and enhancing the user experience.

Venmo reported a 20% revenue growth, driven by increased merchant acceptance and new features like Pay with Venmo. BNPL transactions are up 20% year-over-year, with users spending 33% more. PayPal’s Fastlane solution is gaining traction among SMBs, driving higher attachment rates.

PayPal’s value-added services grew 17% to $775 million, with strong contributions from enterprise and SMB clients. Product enhancements like a redesigned checkout interface have boosted conversion rates. The company reaffirmed its FY25 EPS guidance and plans $6 billion in buybacks, showing confidence in its strategy.



Read more at Yahoo Finance: PayPal Holdings, Inc. (PYPL): A Bull Case Theory