From Yahoo Finance: 2025-05-30 09:59:00

First Foundation Bank (FFB) offers consumer and business banking products, founded in 2008 with roots back to 1990. It operates branches in California, Florida, Hawaii, Nevada, and Texas, providing online accounts. Offers personal checking, savings, money market, and CD accounts with competitive rates and no monthly fees. Reimburses ATM fees up to $20 per transaction.

First Foundation Bank’s personal checking account requires a $100 minimum opening deposit, no ongoing minimum balance, or monthly fees. The personal interest checking account has a $20 monthly fee waived with a $2,500 daily balance. The senior interest checking account is for customers 55+ with no balance requirements or fees.

Offering a variety of savings accounts, First Foundation Bank requires a $100 minimum opening balance for personal and senior savings accounts. The online savings account has no monthly fee, competitive interest rate, and a $1,000 minimum opening deposit. Money market accounts give high yields with no monthly maintenance fees.

First Foundation Bank offers various CDs with a $2,500 minimum deposit. Pros include competitive interest rates, no monthly fees on online accounts, and ATM fee reimbursements. Cons include higher minimum deposit requirements and limited branch access.

Contact First Foundation Bank via email at [email protected] or phone at 888-405-4332. The bank’s app has positive reviews for ease of use but may have technical issues. Headquarters are in Irvine, CA, and the bank is FDIC-insured up to $250,000. Routing number is 122287581.

First Foundation Bank is a California-based bank with $12.6 billion in bank assets and $5.1 billion in advisory assets, 562 employees, and 31 branch locations. FDIC-insured and real, it provides various banking services across multiple states.

Read more: Personal and business banking with competitive online rates