The best pet insurance companies of 2025

From Yahoo Finance: 2025-05-07 13:15:00

Pet insurance offers financial protection for unexpected veterinarian bills, allowing pet owners to budget for healthcare costs. Pets Best tops the list with low costs and comprehensive coverage. MetLife’s Family Plan covers multiple pets under one policy. Spot provides extensive coverage upfront, though costs are higher. Embrace offers solid coverage with a Healthy Pet Discount Program.

Pets Best has three policies with varying costs and coverage options. MetLife offers a Family Plan for multiple pets, with shared deductibles and automatic limit increases. Spot includes a wide range of coverage in the base policy. Embrace provides extensive coverage with add-ons available.

Pet insurance costs vary based on factors like location, pet breed, size, and age. Typical monthly costs range from $87 for $5,000 in coverage to $132 for unlimited coverage. Multi-pet discounts are available, with savings up to 10% per pet.

Accident and illness plans cover a broad range of issues, with optional wellness plans for routine care. Coverage details vary among insurers, with add-ons for vet exam fees and alternative therapies. Consider coverage priorities, waiting periods, and quotes when choosing a policy.

Methodology for evaluating pet insurance includes coverage types, average costs, unlimited coverage options, direct payments to veterinarians, and multi-pet discounts. Choose a policy that fits your budget and covers your pet’s specific needs.



Read more at Yahoo Finance: The best pet insurance companies of 2025