From Yahoo Finance: 2025-05-09 10:20:00

Liability car insurance pays for others’ medical expenses and property damage if you cause an accident. Full coverage includes liability, collision, and comprehensive insurance. Liability insurance is required in most states and pays for injuries and damages you cause to others, but won’t cover damage to your own vehicle. Full coverage gives broad coverage for others’ bills and your own vehicle damage. Comprehensive insurance pays for incidents like theft or vandalism, while collision insurance covers accidents with other vehicles or objects. Uninsured motorist coverage, PIP, rental reimbursement, and gap insurance are other types of car insurance that broaden protection. Personal injury protection and MedPay cover medical bills regardless of fault, while rental reimbursement helps pay for a rental car during repairs. Gap insurance covers the difference if your car is totaled and you owe more on a loan or lease.



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