From Nasdaq: 2025-05-31 05:55:00

The Social Security Administration is set to announce the 2026 cost-of-living adjustment (COLA) in mid-October, sparking speculation based on historical trends. After two years of declining COLAs, odds point to a higher increase for 2026. Previous data shows that most often, the COLA has increased after two consecutive years of declines. However, the impact of recent tariffs on inflation could influence the upcoming COLA. The Senior Citizens League forecasts a 2.4% increase for 2026, but this could change significantly depending on economic factors. Retirees will have to wait until October for the official announcement.

Inflation plays a significant role in determining Social Security COLA adjustments, with tariffs potentially driving up prices and impacting the COLA amount. While historical trends offer some insights, the present economic climate is more crucial in predicting the 2026 COLA. The Senior Citizens League projects a 2.4% increase for next year, but this estimate may fluctuate depending on inflation rates caused by tariffs. Retirees should stay informed and wait for the official announcement in October to learn the final 2026 COLA amount.



Read more at Nasdaq: Wondering What to Expect for Next Year’s Social Security COLA? Here’s What History Says Could Be Coming in 2026.