From Yahoo Finance: 2025-05-15 14:24:00

Pet insurance can help cover costly vet visits for your furry friend, from accidents to illnesses, and even emergency care. Policies vary in coverage, including procedures, medications, and more. It’s essential to understand what’s included to choose the best plan for your pet. The average cost of comprehensive pet insurance is around $54 per month for cats and $110 per month for dogs.

Accident and illness plans offer comprehensive coverage for injuries and illnesses, while accident-only plans cover injuries only, not illnesses. Routine vet expenses are typically not covered by accident and illness plans. Pet insurance usually won’t cover preexisting conditions, but some policies may cover certain curable conditions after a waiting period.

The cost of pet insurance depends on factors like annual limit, deductible, and reimbursement level, as well as your pet’s age, gender, breed, and location. It’s important to compare policies to find the best fit for your pet’s needs and your budget. Consider factors like coverage, waiting periods, and extra benefits when choosing a plan.

Pet insurance plans typically do not cover routine care like vaccinations or checkups, but many insurers offer wellness add-ons for these expenses. Dental accidents are usually covered, but dental illnesses may not be included, so check policy details. Spaying and neutering are not usually covered, but can be added with a wellness plan.



Read more at Yahoo Finance: Your guide to what pet insurance covers