Rachel Cruze teaches unpopular money truths, like avoiding new cars and credit cards.

From Yahoo Finance: 2025-06-02 14:00:00

Scientific research shows that hearing the truth can be hurtful but necessary for growth, even in our financial lives. Rachel Cruze teaches money truths that people hate to hear, like not buying a new car if net worth is under $1 million. She also advises against credit cards and advocates for combining finances with a spouse. Cruze champions her father Dave Ramsey’s ultra-conservative investing and homeownership strategies, which some find controversial. Living below your means is a basic but crucial money lesson that Cruze stands by.

Read more: 6 Money Lessons From Rachel Cruze That People Hate the Most