Summary: Affluent retirees have monthly incomes between $7,000 and $20,000, supplemented by various sources.

From Yahoo Finance: 2025-06-26 18:31:00

Affluent retirees often have monthly incomes between $7,000 and $20,000, including withdrawals, rental income, and pensions. For retirees specifically, the upper-class threshold is around $8,380 per month. Social Security benefits for upper-income earners can range from $3,500 to $4,200 monthly. Many retirees adjust their withdrawal strategies based on market performance and life expectancy.

Wealthier retirees supplement retirement accounts with rental properties, dividends, annuities, and part-time income, adding $1,000 to $3,500 monthly. They often spend more than the average retiree, covering property taxes, travel, healthcare, and legacy planning. To maintain their lifestyle, upper-income retirees aim for monthly incomes of $7,000 to $10,000, or even $15,000 to $20,000.

Building real wealth in retirement goes beyond hitting a number—it’s about creating a sustainable income plan. Upper-income retirees have flexibility and continue to generate income. To join this elite tier, focus on building a solid income plan that can support your lifestyle month after month.



Read more at Yahoo Finance: Can You Guess What an Upper-Class Retiree’s Monthly Income Looks Like? Here’s What the Wealthy Are Actually Living On