From Yahoo Finance: 2025-06-03 07:15:00

e2Value has launched a new risk assessment tool called Structure Insurance Score (SIS) to enhance accuracy in home insurance underwriting. Developed over seven years with WTW, the tool analyzes over 100 data points per home to assess risks like fire, water, weather, theft, and liability, offering advanced analytics to small to mid-sized carriers.

SIS goes beyond basic property features, using AI technology and millions of residential policies to provide detailed risk assessments. It incorporates cost modeling and geospatial analytics at the ZIP code level, reflecting local conditions accurately. The tool’s data strategy has been refined over decades through monitoring losses from major events like hurricanes and fires.

e2Value’s SIS aims to give smaller insurers a competitive edge by offering better segmentation and identifying high-risk properties. It helps carriers make informed underwriting decisions, providing insights once exclusive to larger insurers. The tool, available on a subscription basis, makes advanced risk analytics accessible to carriers of all sizes, leveraging AI and extensive datasets to improve property risk modeling.

e2Value CEO Todd Rissel sees SIS as a game-changer for the insurance industry, allowing clients to move beyond traditional underwriting methods. The tool is a precision instrument that redefines how risk is understood and priced in the market, comparable to what make-and-model scoring did for auto insurance.



Read more at Yahoo Finance: e2Value rolls out risk assessment tool for home insurers