From Yahoo Finance: 2025-06-07 15:41:00

SoFi Technologies’ earnings growth is accelerating due to its expanding personal finance solutions. Shares of Robinhood Markets hit a new all-time high, driven by a strong growth outlook and improved financial position. Both companies leverage innovative platforms to disrupt traditional financial services, with SoFi up 95% and Robinhood up 246% in the past year.

SoFi Technologies has transformed into a comprehensive financial services platform, serving 10.9 million members. In Q1, adjusted net revenue surged 33% while adjusted EPS climbed 200% to $0.06. SoFi targets full-year adjusted EPS of $0.27 to $0.28, highlighting its diversification beyond lending products.

Robinhood’s net revenue increased 50% in Q1 while EPS more than doubled to $0.37. Crypto represents 43% of its total transaction volume, contributing 27% of total revenue. The company diversifies with trading tools, banking solutions, and wealth management options, sending the stock up 94% year-to-date.

Robinhood aims for global expansion and plans to launch in the Asia Pacific region. Its recent acquisition of Bitstamp bolsters its presence in the digital asset space. International ambitions could support long-term growth, with both Robinhood and SoFi trading at similar forward P/E ratios near 50.

Investors bullish on both SoFi and Robinhood predict positive returns over the next year. SoFi offers a compelling buy-the-dip opportunity, with shares down about 27% from their 52-week high. Resilient macroeconomic conditions could fuel lending demand and earnings growth for SoFi, while Robinhood faces lofty expectations that may lead to stock price volatility.

Read more: SoFi Technologies vs. Robinhood Markets