From Yahoo Finance: 2025-06-18 11:00:00

Investors risk losing money to compound it, not spend it. A $210 expenditure could be the only risk-free investment for retail investors, potentially paying long-term dividends.

Uncertainties in various markets can lead to under-diversification, over-leverage, and tax-related issues, causing unexpected losses. Seeking professional financial guidance can prevent such catastrophes and optimize asset allocation.

Teachers Insurance and Annuity Association of America lists signs that indicate the need for financial guidance, such as unclear financial goals, growing tax burdens, impulsive investments, and affordability concerns.

A financial advisor can boost after-tax returns by 0.3% annually, potentially adding over $30,000 to a portfolio in two decades. Missing the 10 best trading days could lead to missing 40% of S&P 500 gains, highlighting the importance of professional guidance.

The average financial advisor charges between $120 and $300 per hour, with the average falling at $210. While the cost may seem high, the benefits of enlisting a professional far outweigh the potential losses from not seeking guidance.

Read more: The Best $210 To Spend To Maximize Your Investment Returns