From Nasdaq
June 13, 2025 08:01 AM:

President Trump’s administration has relaxed restrictions in 401(k) plans, allowing investors to buy cryptocurrency and digital assets. This move reverses Biden-era guidance and opens the door for more Americans to diversify their retirement savings. However, cryptocurrencies are risky investments, with extreme volatility and uncertainty around value.

Investing in cryptocurrencies can offer high rewards, but it also comes with high risks. Financial expert Stephan Shipe advises against including crypto in retirement accounts, emphasizing the importance of consistent growth and capital preservation. Retirement accounts should prioritize safer assets for stable income, rather than speculative trading platforms like cryptocurrencies.

While the option to invest in crypto in 401(k) plans is now available, it may not be worth the risk for most retirement investors. Shipe warns that extreme volatility and speculative nature of cryptocurrencies go against fundamental retirement planning principles. Retirement accounts should focus on long-term stability and safe investments.

Read more at Nasdaq: Trump Opens Door for Crypto Investments in 401(k) Plans, but Is It Worth the Risk?