From Yahoo Finance: 2025-06-02 16:14:00

Trupanion pet insurance has a rating of 1.4 out of 5 stars. They offer an easy way to get payments directly to the vet through their VetDirect Pay software, but their rates are 96% higher than the average. They have unique lifetime per-condition deductibles and offer coverage for various conditions.

Trupanion’s policy covers hereditary conditions, cancer, diagnostics, dental accidents, prescription drugs, food, and supplements. They do not cover preexisting conditions or offer a telehealth line. Claims must be submitted within 90 days, and reimbursements depend on the submission method.

Trupanion’s rates are the highest in the industry, averaging $258.64 per month. They do not offer discounts for multiple pets and lack a wellness plan. They excel in paying vets directly with VetDirect Pay but do not cover certain expenses like vet exam fees.

To qualify for dental illness coverage with Trupanion, a vet must examine the pet’s teeth annually. They do not cover vaccines or routine care, and you can make claims with any licensed vet in the U.S. or Canada. Trupanion’s customer care team is available 24/7.

If you need to cancel a Trupanion policy, contact customer care with your member policy number. Canceling means restarting waiting periods if you return. Trupanion offers basic coverage but at a high cost compared to competitors.



Read more at Yahoo Finance: Trupanion pet insurance review 2025