Upstart stock surges 40% QTD due to AI-led automation and loan diversification.

From Zacks Investment Research: 2025-06-27 13:32:00

Upstart Holdings, Inc. (UPST) stock has surged 40.1% this quarter, surpassing industry peers like LendingClub and Enova International. The company’s success is attributed to its AI-led automation, loan diversification, and focus on super-prime borrowers. Upstart is revolutionizing consumer lending using artificial intelligence, with 92% of loans fully automated in Q1 2025. Expansion into new loan categories like auto refinancing and HELOCs is driving revenue growth. However, challenges like interest rate hikes and competition impact margins. Despite hurdles, Upstart’s innovative technology and growth potential make it a strong long-term investment.



Read more at Zacks Investment Research: Upstart Stock Appreciates 40% QTD: Should You Take the Bait? – June 27, 2025