Increase in average U.S. credit card debt, especially among subprime borrowers, with potential economic trouble ahead.

From Yahoo Finance: 2025-06-10 11:01:00

The average U.S. credit card debt per borrower rose to $6,371 in Q1 of 2025, a 26% increase from Q1 of 2022. Total balances across all consumer credit products rose by about 28% from Q1 2020 to Q1 2025, but when adjusted for inflation, balance growth was closer to 3%.

Subprime and low-income borrowers are more likely to be delinquent on credit card payments, with delinquency rates growing in the lowest-income areas by 63% between Q2 2021 and Q1 2025. The pace of delinquency rate growth has slowed since the start of 2024, but experts warn it could signal trouble ahead.

Read more: What That Means for Americans’ Wallets and the Economy