Americans are burdened by credit card debt, with 20% owing over $100,000. High payments and interest may delay retirement plans. 38% have taken second jobs to cover debt, impacting retirement savings. A solid debt repayment plan is crucial for a secure retirement. Some retirees go back to work to pay off debt.

Working past 65 can improve well-being, but an unfulfilling job can harm health. Debt can force retirees to work longer. 34% of retirees plan to return to work to tackle debt. Credit card debt can lead to reduced spending in retirement. Planning for debt repayment is essential for financial security.

Read more at Yahoo Finance: 3 Ways Unsecured Debt Is Coming for Your Retirement