A Dave Ramsey follower challenges his 15-year mortgage rule due to high housing prices. Some Redditors agree that Ramsey’s 25% rule may not align with current market realities. Many opt for 30-year loans but make extra payments to shorten the term. Financial flexibility is emphasized over strict rules.

Some struggle to afford homes despite following financial advice. Critics argue renting offers more financial security. Ramsey’s philosophy of living below means and avoiding debt still resonates with many. However, some acknowledge that financial realities have changed over time.

Read more at Yahoo Finance: A Dave Ramsey Follower Pushes Back On His 15-Year Mortgage Rule. With Today’s Housing Prices, He Says It’s Just Not Reasonable